What To Expect From A SmartVestor Pro
What Is A SmartVestor Pro?
SmartVestor Pros are vetted financial advisors whose goal is to teach, not sell. They’re committed to helping you apply sound financial principles with clarity and accessibility, guiding you toward financial peace at every stage of life.
Financial Guidance That Meets You Where You Are
Whether you’re paying off debt, saving for retirement, or planning your legacy, SmartVestor Pros are here to guide you every step of the way.
Why Work With A SmartVestor Pro?
Principles That Put You First
SmartVestor Pros combine financial knowledge and experience with values-based guidance. They’re carefully screened, aligned with Dave Ramsey’s principles, and available to help you start building wealth and financial peace.
Trusted, Ramsey-Approved Pros
Every SmartVestor Pro goes through background checks, licensing reviews, and follows ongoing accountability standards to ensure the guidance you receive is reliable and ethical.
Advisors Who Share Your Values
SmartVestor Pros share Dave Ramsey’s philosophy—helping clients eliminate debt, save, invest wisely, give generously, and prepare for the future of financial peace and independence.
Free & Easy To Start
Connecting with a SmartVestor Pro costs you nothing. We cover the costs of participating in the SmartVestor Pro network.
Follow Dave Ramsey’s Baby Steps To Financial Peace
As a financial advisor, you can build a business that makes a difference in a way that’s unique from other careers.
Save for a Starter Emergency Fund
Quickly build up a small fund to cover life’s unexpected expenses so you don’t have to rely on debt when surprises happen.
Pay Off All Debt Using the Debt Snowball
List out all of your debts, smallest to largest. Attack them in order, and free up cash flow to put more money toward each debt as you get to it.
Save 3–6 Months of Expenses in a Fully Funded Emergency Fund
With debt paid off, build a larger cushion that can help protect your family in case of job loss or major emergencies.
Invest 15% of Your Household Income in Retirement
Prioritize your future by consistently investing a set percentage of your income in long-term, tax-advantaged accounts like 401(k)s and IRAs.
Save for Your Children’s College Fund
Plan ahead and prepare for the future so your kids can get the education they deserve without the burden of student loans—and without jeopardizing your retirement savings.
Pay Off Your Home Early
Accelerate your mortgage payoff and gain the confidence that comes with eliminating your largest and only remaining debt.
Build Wealth and Give Generously
With your financial house in order, continue growing wealth for your family’s future and use your resources to make a profound, positive impact in the lives of others and for causes you care about.
Common Questions About
SmartVestor Pros
SmartVestor Pros aim to make getting sound, objective, and values-based financial advice clear and accessible. Here’s what you should know:
Nothing. It’s free to connect with a SmartVestor Pro. They pay a program fee, but you do not.
These select advisors go through background checks, licensing reviews, and must meet Ramsey Solutions’ standards to stay in the program.
Yes, they align with Ramsey’s financial philosophy while tailoring investment strategies and financial solutions to your situation.
The SmartVestor Pros at Wayne Christian Financial Services work with people at all stages—they won’t turn you away because of your account size or starting point.
SmartVestor Pros put their clients first, take time to teach and guide individuals and families, and follow Dave Ramsey’s principles to help people build lasting financial peace. Together, these practices set them apart from advisors who aren’t SmartVestor Pros.
Take the Next Step Toward Financial Peace
It doesn’t cost anything to start the conversation. As a SmartVestor Pro, we’re part of the Ramsey network and share the same values of teaching, integrity, and service. If we’re the right fit, we’ll walk you through what working together looks like before you ever spend a dime.